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What now? 

Once you are ready, book an appointment with one of our experts who will explain your options, compare quotes and check for the pitfalls below to make sure you are in a better place by using our service.

Check for pitfalls

Checking for special terms in the policy: This is an important step, as many pension plans can include special terms or conditions that may not be immediately apparent. It's essential to review the policy carefully to identify any potential pitfalls that could impact the value of the pension.

Checking for Guaranteed Annuity Rates (GAR's): This is another key area to consider, as GAR's can provide a valuable benefit that may be overlooked or misunderstood. It's important to review the policy to identify any GAR's and determine whether they can be leveraged to provide a better rate.

Checking for Guaranteed Minimum Pension (GMP): GMP's can be a valuable feature of a pension plan, as they provide a guaranteed level of income at a specific age. It's important to review the policy to understand the terms of the GMP and how it can be leveraged to maximise the benefits of the pension.

Checking for transfer penalties or Market Value Reductions (MVR): This is another important area to consider, as transfer penalties or MVR's can impact the value of the pension fund and reduce the amount available to purchase an annuity. It's important to review the policy to understand any potential penalties or reductions and determine the best course of action.

We complete all the paper work

We understand that transferring your pension can seem like a daunting process, which is why we offer a comprehensive service to help you every step of the way.

Our team of dedicated professionals will handle all of the paperwork involved in the pension transfer process, including liaising with both your existing pension company and the new provider. By working with us, you can be assured that the process will be as simple and stress-free as possible.

We will also keep you informed throughout the process, with regular updates on the progress of your application. Once your transfer is complete, our dedicated admin team will ensure that your tax-free cash and income are paid as soon as possible, so you can start enjoying your retirement.

Overall, our aim is to provide you with exceptional customer service and support throughout the pension transfer process. By working with our team of experienced professionals, you can be confident that you are making informed decisions and maximising the value of your retirement savings.

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