When Can I Retire?

In the UK, most people can start receiving their pension benefits at age 55, unless they have a specialist job, like being a professional footballer.

However, the age at which you can fully retire has changed based on your age and gender. Currently, it's between 61 and 68, but this will be the same for everyone eventually. The UK government has plans to raise the State Pension age to 68 between 2037 and 2039.

The government's website www.Gov.uk has a helpful tool that can tell you your exact pension age and even the date you can start getting your bus pass. Just click on the link below for more information:

When you're ready to claim your state pension, you can do it online through the Gov.uk website. Just follow this link:

It's important to note that laws and regulations regarding pensions and retirement in the UK are subject to change, it is always best to check the official government website for the most up-to-date information. 

When can I retire quick Facts

  • For most people the minimum age you can retire is 55 years old in UK.
  • State Pension forecast can be requested using a BR19Form

How Much State Pension am I entitled to?

Planning ahead and budgeting for retirement should start early and not left to the last minute as this leaves little time to make alternative plans in the event of a an unexpected short fall in retirement income expectation.

Future retirees can calculate how much to expect from the State Pension by using the Gov.uk State Pension Calculator:


To achieve an accurate pension forecast retirees can complete a BR19 form.

Use our retirement portal to help you plan when you can retire

About Pense