KE
Kevin
Verified review
★★★★★
"Pense took all of the stress off me and gave really useful advice. Would definitely recommend, hence the 5 stars."
Project your pension value, and see how to boost it by thousands.
Most people are quietly losing thousands to pension fees - and have no idea. Get a free, personalised report showing exactly what you're paying, how your pension's really performed and how much bigger your pot could grow each year. It only takes a quick digital signature to start - and it's free.
As seen in
Exactly what you're paying in fees - broken down in plain English, annually and over your lifetime
How your pension has performed - compared to benchmarks and the wider market
Your retirement projection - what your pension is likely worth when you need it
What switching could mean for you - the pounds-and-pence difference a better plan could make
We can request details from major UK providers
1. Run the estimate
Use rough figures to see whether there may be value in reviewing your pension.
2. Sign the LOA
Authorise us to request information only. It does not let anyone move your money.
3. We contact providers
We request values, charges, investment details, and any valuable benefits.
4. Get your report
We turn the provider information into a plain-English pension review.
We've helped thousands of customers get the most from their pension
MW
Mark W
Verified review
★★★★★
"Very professional with great advice and prompt replies. A five star service. Easy to recommend."
PR
Paul Rae
Verified review
★★★★★
"They came up with the perfect solution for me. Their fees are amongst the best in the market."
SW
Suzanne White
Verified review
★★★★★
"From the first phone call to completion Pense were great. Highly recommend this company."
Real client result
One saver was losing £17,000 a year in fees. We saved them £132,651
A recent client came to us with a pension worth around £960,000, held with St James's Place (SJP) charging 1.78% a year - over £17,000 annually, quietly draining their retirement pot.
After a free report and a simple switch to Pense's low-cost plan at 0.36% a year, their charges dropped to £3,608. Over 10 years, that's £132,651 kept invested for their retirement instead of lost to fees.
"I had no idea how much I was really paying until Pense showed me in black and white."
Pension pot reviewed
£960,000
St James's Place1.78% a year
£17,123per year
With Pense0.36% a year
£3,608per year
Total saved over 10 years
£132,651
That's £13,515 a year back in their pension
Based on a real Pense cost analysis report (client ref. held on file). Figures are specific to this individual's pension and charges and are not a guarantee of the savings available to you. The value of investments can fall as well as rise.
FreeNo obligation - takes 60 seconds
Get your free pension reportand see how much you could gain
Just sign a Letter of Authority below. We'll do all the legwork - contacting your provider, analysing your charges, and building your personalised report.
Exactly what you're paying in fees - broken down in plain English, annually and over your lifetime
How your pension has performed - compared to benchmarks and the wider market
Your retirement projection - what your pension is likely worth when you need it
What switching could mean for you - the pounds-and-pence difference a better plan could make
What is a Letter of Authority?
A Letter of Authority (LOA) is a simple, standard document that gives Pense permission to speak to your pension provider on your behalf - so we can request your policy details, charges, and fund information.
It does not authorise us to move or access your money. It cannot be used to make any changes to your pension. It simply allows us to gather the information we need to build your free report. You remain in full control at all times.
£150k+
saved by one customer in fees over 10 years
10,000+
clients advised on their pension
FSCS Protected
Your pension is protected by the Financial Services Compensation Scheme (FSCS).
Prefer to talk it through?
You can still call the team if you would rather check whether this is suitable before signing the letter of authority.
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