Tools
Drawdown Calculator
Model how long your pension could last. Adjust income levels, growth assumptions, and see your projected fund over time.
How it works
From first estimate to a personalised drawdown plan in three steps

1. Enter your pension value
Input your total pension pot to see how far your money could stretch under different withdrawal rates and growth assumptions.

2. Adjust income and growth
Set your desired annual withdrawal and expected investment growth to model how long your pot could last including best and worst-case scenarios.

3. Speak to an adviser
An IFA reviews your personalised results, stress-tests your withdrawal strategy, and builds a drawdown plan aligned to your retirement goals.
Where your money goes
Trusted platforms. Award-winning investments.
Your drawdown pension is managed through two best-in-class providers a Defaqto award-winning investment manager and the UK's largest insurance platform.

GBP10 billion in assets under management. Timeline's globally diversified portfolios are built on Nobel Prize-winning academic research, monitored quarterly, and priced at a fraction of comparable firms.
Why we chose TimelineYour pension is held on the Aviva Platform one of the UK's largest and most trusted providers. You can log in at any time to view your fund value and monitor performance.
Aviva platformTransparent pricing
What you pay with Pense
We compared our fees against industry averages from a range of firms. The difference compounds significantly over a retirement lasting decades.
*Indicative annual charges based on industry averages. Actual fees vary based on pot size and selected services.
Ready to model your drawdown?
Enter your pension value, set your target income, and see how your fund could perform over a 20 or 30-year retirement.
FAQ's
Everything you need to know about pension drawdown
